PurchaseSSV

Claiming age comparisons — Full 9×9 comparison grid.
Longevity assumptions — Independent life expectancy inputs for each spouse.
Personal benefits — Based on user‑entered PIA values.
Spousal benefits — Automatically calculated based on claiming ages and PIA relationships.
Survivor benefits — Modeled across all longevity combinations.
Present value of lifetime benefits — Discounted to today for apples‑to‑apples comparisons.
Future benefit reductions — Specify a reduction year and a target benefit percentage.
Scenario drill‑down — Detailed benefit stream for any claiming‑age pair.

SSI and SSDI programs — Supplemental Security Income, Disability benefits, and other non‑retirement SSA programs.
Dependent and child‑in‑care benefits — Benefits for minor children or child‑in‑care situations.
Ex‑spouse benefits — Spousal or survivor benefits based on an ex‑spouse’s record.
WEP and GPO — Windfall Elimination Provision, Government Pension Offset, Family Maximum limits, and Earnings Test reductions.
Future PIA changes — The model does not adjust PIA for future earnings, additional work years, or wage indexing updates.
State‑level supplements - State supplements or other non‑federal benefit adjustments

Because taxes don't retire when you do