PurchaseTM

Dynamic Tax Map — shows how taxes evolve as income increases
Scenario saving — store multiple scenarios
Income stack snapshot — see how income flows through deductions and brackets
Threshold table — distances to brackets, IRMAA tiers, NIIT, Additional Medicare, and phaseouts
2026 tax brackets included — built with the latest available 2026 tax law
Future‑year modeling — run the model for any future year; bracket thresholds are estimated automatically
Local‑only data — all inputs and scenarios remain inside the file

Filing Status — Single or Married Filing Joint
Federal Income Tax — ordinary brackets, LTCG brackets, and capital‑gain stacking
Standard & Itemized Deductions — including SALT phase out
Senior Bonus Deduction — for age 65+ through 2028
Child Tax Credit & Other Dependent Credit — up to ten dependents
Educational Credits — American Opportunity Tax Credit (AOTC) and Lifetime Learning Credit (LLC)
Additional Taxes — Net Investment Income Tax (NIIT) and Additional Medicare Tax
IRMAA — Medicare premium tiers and thresholds
State Taxes — Indiana and Michigan

Because taxes don't retire when you do